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April 2016

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Digitalization is and has been a very hot topic for the last years. Current IT trends like Internet of Things, Mobile and Cloud drive innovation and, therefore, push new business models as well as IT support for business processes. Today, a technical foundation exists that supports businesses in a way that, technically, was not possible a few years ago. Classic business models and domains are under pressure and stressed by new ideas. These have the power to completely replace the classic business models. A famous conflict in this area is, for example, the classic model of taxi companies versus Uber.

It is not really surprising that new ways for billing and payment are researched in this area as well. This resulted in the term Mobile Payment which describes the possibility to pay via a smartphone. It promises new ways of interaction and additional services. Currently, there are three Mobile Payment scenarios on the market which may be interesting for you and your company.